Flexible Financing for Every Home Service
HVAC Financing
We offer HVAC financing options for furnace replacement, air conditioning replacement, boiler work, heat pump installation, mini-split systems, and indoor air quality upgrades. Financing gives you a way to choose the right solution for your home instead of settling for the cheapest short-term fix.
Plumbing Financing
A leaking water heater, damaged sewer line, failed sump pump, or major plumbing installation needs to be handled before the problem creates more damage. We offer plumbing financing options for eligible repairs, replacements, and installations to help Plymouth homeowners and businesses spread out projects while still getting the work completed when it matters.
How to Apply
For Home Service Financing
Horton makes the financing process simple through our financing partner, GreenSky. You can apply online, review available financing options, and choose from multiple payment plans based on your project, credit approval, and preferred monthly payment. Depending on the financing plan you select, you can choose between promotional financing with deferred interest terms or longer-term fixed-interest-rate installment loans.
Our home service finance options include:
- 12 Month Same-as-Cash Financing
- 84 Month Fixed-Rate Financing at 10.99% APR
- 120 Month Fixed-Rate Financing at 12.99% APR
- 180 Month Fixed-Rate Financing at 7.99-19.99% APR
Final financing terms, interest rates, loan amounts, and payment schedules depend on credit approval, selected financing plan, and project details.
Who Can Apply?
Horton offers home service financing for eligible HVAC and plumbing services in Plymouth and the surrounding Southeast Michigan communities we serve. Homeowners and businesses can apply for financing when scheduling repairs, replacements, installations, and other qualifying home service projects.
- Plymouth, MI
- Ann Arbor, MI
- Wayne, MI
- Taylor, MI
- Southfield, MI
- Romulus, MI
- Novi, MI
- Livonia, MI
- Garden City, MI
- Farmington Hills, MI
- Dearborn, MI
- Dearborn Heights, MI
- and across Southeastern MI!
Benefits
Of Home Service Financing
Home service financing gives you more flexibility when an HVAC or plumbing project needs attention now. Instead of delaying important work or choosing a short-term patch because of upfront cost, financing can help you plan around the service your property actually needs.
Choose the Right Long-Term Solution
Sometimes replacement is the smarter investment than another repair. Financing can make it easier to choose the right HVAC system, a reliable water heater, or a more complete plumbing solution without being limited to the cheapest upfront option.
Protect Your Monthly Budget
Larger home service projects can be difficult to pay for all at once. With multiple payment plan options available, financing helps spread eligible project costs into more manageable payments.
Start Your Project Right Away
HVAC and plumbing problems can get worse when you wait. Financing gives you a way to address urgent issues like failed heating, leaking water heaters, sewer problems, AC breakdowns, or major repairs before they create bigger problems.
Cover Planned and Unexpected Projects
Financing is useful for both emergencies and planned upgrades. Whether your system fails suddenly or you’re preparing for an HVAC replacement, plumbing installation, or home upgrade, Horton can help you explore your options.
Home Service Financing FAQs
Can I still get HVAC or plumbing financing with bad credit?
Financing decisions are made by the lender based on factors like credit qualifications and the financing program selected. We do not approve financing directly, but customers with credit concerns are welcome to still apply and review available options. If financing is approved, available terms and payment plans will vary based on eligibility and project details.
Can I apply for financing before scheduling service?
Yes, you can apply online before scheduling service or speak with our team while planning your HVAC or plumbing project. Applying ahead of time can help you understand available payment options before you make a final decision.
Is it better to pay cash or finance an HVAC or plumbing project?
It depends on your budget, timeline, and the type of work needed. Some homeowners with the resources prefer to pay upfront, while others use financing to spread project costs over time and move forward without overextending their budgets.
What types of HVAC and plumbing services are best for financing?
Financing is usually the most helpful for larger or unexpected projects, including furnace replacement, AC replacement, boiler installation, water heater replacement, sewer repair, plumbing upgrades, and other major HVAC or plumbing work.
Apply for Home Service Financing Today
When your home needs HVAC or plumbing service, the cost shouldn’t stand between you and a safe, comfortable, working system. Apply online today or contact Horton to schedule service and talk through your financing options.